Carlos is a BCom graduate and holds a Financial Markets Certificate (SAFFEX). His Treasury Management skills were gained and honed over his 24 years spent in a large South African corporate, various Treasury Service companies as well as a major South African Bank. Areas of expertise include International Funding as well as Currency, Interest Rate and Commodity Risk Management. Having had exposure to both the corporate and the banking philosophies of the Financial Markets provides Carlos with the ability to devise risk management strategies which are appropriate to corporate South Africa.